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The information needed to obtain it has been widely compromised in thousands of data breaches over the past few years, and the SSN and DOB on most Americans is for sale in a variety of places online.In short, if you can get these details from Equifax’s online service, so can anyone else.Once you’re successfully “authenticated,” the system asks you to change your PIN to something more secret than your birthday.When the default PIN is changed, The Work Number prompts users to select a series of six challenge/response questions, which Equifax claims will “improve the security of your data and create an extra layer of protection on your account.” Unfortunately, consumers whose employee history is stored by this service effectively have no privacy or security unless they possess both the awareness that this service exists and the forethought to access their account online before identity thieves or others do it first.

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The notice reads: “Equifax Workforce Solutions is currently performing maintenance activities that will affect the following applications: The Work Number EDR” “We apologize for any inconvenience this may cause, but it is necessary to ensure that Equifax Workforce Solutions continues to provide you the industry-leading services you have come to expect.” Also, several readers pointed out that when they tried the service Sunday evening before Equifax took it down they were asked to answer knowledge-based authentication questions before being able to authenticate to the portal to view their salary history.In May, Krebs On Security broke a story about lax security at a payroll division of big-three credit bureau Equifax that let identity thieves access personal and financial data on an unknown number of Americans.Incredibly, this same division makes it simple to access detailed salary and employment history on a large portion of Americans using little more than someone’s Social Security number and date of birth — both data elements that were stolen in the recent breach at Equifax.The formats differ by employer, but it’s usually either yyyy/mm/dd or mm/dd/yyyy, without the slashes.

Successful validation to the system produces two sets of data: An employee’s salary and employment history going back at least a decade, and a report listing all of the entities (ostensibly, the aforementioned “credentialed verifiers”) that have previously requested and viewed this information.Employers who use The Work Number should strongly consider changing as many defaults as possible, and truly implementing the service’s enhanced authentication features.

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